See the FDIC website for more information. The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of. Accurate as of the time of publication.Savings is available with iOS 16.4 and later. Annual Percentage Yield (APY) is 4.15 percent as of.The new Savings account from Goldman Sachs builds upon the financial health benefits that Apple Card already offers, with absolutely no fees, 5 Daily Cash on every purchase, and tools that encourage users to pay less Apple Card interest - all, while offering the privacy and security users expect from Apple. Users can also withdraw funds at any time through the Savings dashboard by transferring them to a linked bank account or to their Apple Cash card, with no fees. Users will also have access to an easy-to-use Savings dashboard in Wallet, where they can conveniently track their account balance and interest earned over time. To build on their savings even further, users can deposit additional funds into their Savings account through a linked bank account, or from their Apple Cash balance. The Daily Cash destination can also be changed at any time, and there’s no limit on how much Daily Cash users can earn. Once a Savings account is set up, all future Daily Cash earned by the user will be automatically deposited into the account. “Our goal is to build tools that help users lead healthier financial lives, and building Savings into Apple Card in Wallet enables them to spend, send, and save Daily Cash directly and seamlessly - all from one place.” “Savings helps our users get even more value out of their favorite Apple Card benefit - Daily Cash - while providing them with an easy way to save money every day,” said Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet. 2 With no fees, no minimum deposits, and no minimum balance requirements, users can easily set up and manage their Savings account directly from Apple Card in Wallet. Starting today, Apple Card users can choose to grow their Daily Cash rewards with a Savings account from Goldman Sachs, which offers a high-yield APY of 4.15 percent 1 - a rate that’s more than 10 times the national average. Usage will be monitored.Apple Card’s new high-yield Savings account is now available, offering a 4.15 percent APY © 2023 Charles Schwab & Co., Inc. All rights reserved. residents, Charles Schwab Hong Kong clients, Charles Schwab U.K. Learn more about our services for non-U.S. residents are subject to country-specific restrictions. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Neither Schwab nor the products and services it offers may be registered in your jurisdiction. Schwab is not registered in any other jurisdiction. ("Schwab") ( Member SIPC), is registered by the Securities and Exchange Commission ("SEC") in the United States of America and offers investment services and products, including Schwab brokerage accounts, governed by U.S. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries.
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